Rising Premiums Partly Caused By Distracted Driving.

April happens to be Distracted Driving Awareness Month and, aside from the fact that too many lives are taken or seriously affected by accidents and injuries associated with being distracted when operating a motor vehicle, the unrecognised collateral damage is the cost to all insurance consumers.

photo courtesy of Wawanesa Insurance

The basic concept of insurance is such that many insureds pool their money together to pay for the losses of a few, so it stands to reason that the effect of the ever increasing losses in our modern society will be a rise in premiums.

In a series of posts associated with those rising costs, I will point out some of the mitigating factors that are affecting you, the consumer, and what can or is being done to help you from the stand point of being an insurer, or in the case of BlueCircle Insurance Brokers, a representative of those insurers.

Without a doubt, some of it is caused by the extreme weather events that are becoming far too common ( watch for my next post about this topic titled "Rising Premiums Partly Caused By Extreme Weather" coming out on April 10th, 2019) But, April is Distracted Driving Awareness Month and some of our business partners, like Wawanesa Insurance, are doing their part to help reduce the risks associated with distracted driving.

For now, step one to protect everyone on the road is to recommend that when getting behind the wheel of a vehicle all drivers should activate the Do Not Disturb feature on their devices.